Jul
06Calling all regular readers of Dane Carlsons Business Opportunities Weblog:
What would you like to see added? Changed?
What do you like most? Least?
Whats missing?
Send me an email or leave a comment below.
Jul
05Are you looking for the best mortgage deals around but dont know where to start? I know exactly what you are going through and I can honestly admit Ive made my fair share of mistakes as well trying to find a suitable home loan. So in this article I going to walk you through a simple process of how to find the best mortgage deal and what you should be looking for.
The first thing you want to do is find a suitable lender but the trick is not everyone of them are the same. I can agree with this. The first home loan I ever got charged me only $500 in closing cost. The second loan I switched to cost me nearly $3500 in closing cost.
However most people tend not pay attention to fee much because it usually gets tact on the end of most peoples loans. On top of that most people dont even understand all the fees they are even being charged for. This doesnt mean you have to know all the fees, but knowing how much you will have to pay at closing is a must. So before you go with any lender be sure to consider the closing cost they are charging.
Next, to find the best mortgage deal you need to choose a loan program. For most people they tend to stick to a 30 year fixed or a 15 year fixed loan but did you know that lenders will offer several different types of fixed programs? In fac
Jul
05Every time the price of gas spikes, so does everyones interest in bicycling instead of driving. The Commercial Appeal reports that a company dedicated to the great outdoors, Outdoors Inc., is ready to prove to the world that cycling is back in Memphis by starting a bicycle shop in their town. Is this an opportunity your town would benefit from?
The Greenline has brought a lot of attention to cycling, but Memphis has had a very strong bike culture for a long time, said Royer, who co-owns Outdoors Inc. with Lawrence Migliara.
A lot of people are hearing about it in the last two years, in particular our political leaders. But Memphis is not just coming on the market with bikes. Its had at least a 50-year bike culture.
Senior manager Robin Kendall, who will manage the new building, said that while the East Memphis store sold bikes occasionally, there was not enough space in the existing store. Customers, she said have been clamoring daily for more bike products and services.
Jul
04My friend was looking to purchase a chair for her living room. She had seen it on a furniture showroom floor and fell in love with it. The chair was 20% off with an additional 10% discount if she sold her soul to the devil *cough*, I mean, signed up for the furniture dealer’s credit card. The price tag for ‘the perfect chair’? Just over $600. With discounts, it was reduced to $450.
Admittedly, the chair was beautiful and the dealer offered a gorgeous selection of fabrics to upholster the chair but $450? Eek. Maybe it’s because I’ve never purchased new furniture… or spent more than $150 on an entire sofa set but I choked on the price tag and told her she was crazy.
“Oh really?! You think you could do better? Well fine Ms. Smarty Pants. I want you to find me the exact chair, in the exact color, before the sale ends. Because when you fail, and you will, I need it at 30% off. I looked online, I looked in other stores, I looked everywhere, and NO ONE is selling it for less. Work your Dave Ramsey money saving magic” she said with an eye roll.
“Psh. No problemo. Give me something harder.” I said… knowing full well her request was impossible.
A few days passed and I found the same chair, but not the exact color, used on Craiglist. I tried to negotiate
Jul
04Pounds till payday represent a way to make ends meet. This brief style of loan can help you keep up with ever mounting cost for life’s staples such as food. Huge numbers of people are having a hard time keeping up with bills as a result of this. Through this means, many are able to stay on top of obligations which have to be met including such critical payment as that for the rent.
Some 20% of all the loans that will be completed in Great Britain in the current year will be of this sort. Loan amounts will typically be in the 300 pound range. There will also be over four million such transactions this year. They will go out to more than a million people. Most of these participants will take out multiple loans of this sort.
The interest that gets charged to these is determined by the companies doing the loans. They need to put them above the level of some other sectors of the lending industry. That is do to the fact that there is considerable risk in this endeavor. Defaults are quite common. A lot of people also get screened out which ends up as a cost of doing business.
A few large firms are gaining increasing control of this area of lending. That trend is matched throughout the financial realm. A
