I have noticed lately I am receiving a lot of credit card offers. The offers are for new credit cards or cheques to be drawn down on my existing credit cards. When I pick up the mail in my condo, there are recycling bins by the mailboxes. My first instinct is to toss the offers into the recycling bins. However, I end up taking them to my condo and shredding them.
Identity theft can occur in many different ways. Someone steals your wallet and becomes you. Someone hacks your computer and steals vital information. However, identity theft can also occur as simply as going through your garbage or recycling bin and taking your credit card offers and applying in your name but with a different address. It is so simple yet so effective.
As a practical tip, please make sure you shred all your personalized junk mail. Offers from your existing financial institution, credit card companies or investment advisors provide key insights into where you keep your money to strangers. These solicitations are both junk mail and insights into your life so guard your privacy accordingly.
I am on a business trip for the remainder of the week so no more posts this week. Have a great week.
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