Small business lending may be improving, but it’s far from easy to get money when your business needs to spend. The right credit card may help.
In fact, credit cards were the most popular spending method reported by participants in a 2009 Small Business Administration business credit card survey, with 59 percent of small businesses choosing plastic. But, 79 percent of respondents said the terms of their credit card got worse over the past 12 months.
That means not every credit card will be right for your business. Here’s a primer on choosing one that works for you.
Content Continues Below
The Big Picture
Plastic isn’t a magic pill for business cash flow needs, but it can come in handy.
Read more…
A special thank you to the Globe and Mail for naming this blog one of the five sensible yet entertaining blogs to help build wealth. The other blogs are thoroughly entertaining reads and readers should take time to explore them. If you are reading this blog for the first time, please browse around and, if entertained, please subscribe to my RSS feed. Thanks.
Everyone is gunning for the investment advisor. There are now articles on whether to sue investment advisors, how to leave them and whether they provide any value. Some investment advisors have even turned on their own. I am not much for overly broad generalization. Like any other industry, there are good, bad and indifferent members and timing makes a real difference.
Read more…
Gas money.
The inevitable question for carpools, shared rides, and mooching roommates. Do you give your friend who picked you up for the movie a couple of bucks for gas? Do you hand your sister $5 for driving you out to the family reunion? Is it even appropriate? Will they be offended if you offer?
As a person who doesn’t have a vehicle, I often have to ask others for rides. When I go out for drinks with friends, I almost always get a ride. When I am headed somewhere, I often get picked up or dropped off somewhere. I
Read more…
A few weeks ago, I went to the grocery store in the afternoon to take care of grocery shopping for the week. Sarah had written a list for me (in all fairness to her, it was actually closer to a set of notes for a meal plan rather than for grocery shopping; it wasn’t really a complete and finished list), but I hadn’t looked at it very carefully. However, I did know from what she told me that I would have to do at least some of the grocery shopping at a different grocery store than our usual one because there were a few unusual items on the list for special meals. As a result, I decided to pick up most of the stuff at a different grocery store than our usual one, in order to save some time.
After the shopping was over, though, I left the store in a painful daze. It
Read more…
In previous years, Canadian readers may have completed their taxes with QuickTax
or Ufile. Both of these are great programs and I plan to look at them in more detail later this month. However, there are a couple of free programs for preparing your taxes that I wanted to quickly share with you. While this tax software may not have all the bells and whistles of the bigger titles, they work as expected, especially for those with uncomplicated returns.
StudioTax
I used StudioTax for the 2008 tax year and was happy with it.
Read more…
