By Billie Nguyen on 03-12-2011
In this day and age, online banking is an absolute must. It is becoming increasingly difficult to avoid banking online, which means that you will eventually have to get used to doing some of your financial work online. Many concerns about security and identity theft have been addressed, which is great, but there are still so many options for banking outside your bank that it can be difficult to decide what method of banking is right for you and your family. This quick guide is designed to help you decipher between the options that are out there, and start taking virtual control over your financial future. Security Many concerns about online banking stem from security issues with banking from a device. While it is true that people can hack into computer systems and steal information, the same thing is true for filing paperwork. If someone stole the paperwork that was filed at your bank, they would have access to all kinds of information. Realistically, online banking is no less secure than working with a banker, and it is much more convenient. Read more…
By Devin Reese on 01-12-2011
High net worth professionals make ideal targets for credit card fraud because some banks are reluctant to subject their most affluent cardholders to embarrassment over a declined transaction, according to a Dow Jones report. Analysts from Gartner and Javelin Strategy and Research investigated why some major lenders had not fully implemented new fraud technology for their elite credit card programs.
The analysts told Wall Street Journal reporter Andrew R. Johnson that new tools can detect and predict fraudulent transactions based on real-time analysis of a cardholder’s spending habits. Preferred merchant locations, product category types and dollar amounts can all suggest that an account has been compromised. However, the typical best practice of declining the transaction or requesting a merchant phone call can cause some wealthy cardholders to switch banks.
Credit card issuers bank on transaction alerts to fight fraud
Instead, bank representatives told Johnson, many credit card issuers have promoted real time transaction notifications delivered via text messages or smartphone applications.
Read more…
By Christopher Odonnell on 24-11-2011
For a property owner to do business with a property management service, they must feel that their 8-10% management fee is valid and deserved. When you take a call from a prospective client, you must sell yourself based what you truly offer. This article covers some key areas to explain when discussing your companies role in the business.
1. Responsive Service.
If a manager doesnt handle all incoming rental leads quickly, you can believe that theyll move on to the next listing. In a market where the competition for renters is stiff, you need to jump on every opportunity. Also responding quickly to maintenance or payment issues is of utmost importance.
2. Ability to deal with all types of tenants.
Being a landlord sometimes requires less-than comfortable interactions with tenants. Your role is to serve as their liason in all dealings no matter what. At the same time, understanding and compassion is a key trait. Your company must react to each situation in way that best reflects the interests of the property owner.
3. Experience in Marketing and Applicant Screening (Judging the good from the bad).
One bad tenant can turn their profitable venture into a money pit. Ow
Read more…
By Billie Nguyen on 24-11-2011
Here’s some contrarian advice: For great deals on Cyber Monday, turn off the computer and go bargain-hunting in real world stores.
As retailers up the deal ante this year with doorbuster-style online sales launched days or even weeks before Black Friday, Cyber Monday, still the biggest day for “thumb shopping,” is losing its singular bargain edge.
“For brick-and-mortar retailers to remain competitive with all the Cyber Monday promotions [Target and Walmart, for example, are launching Cyber Sunday deals], they have to continue their sales promotions well into the week of Thanksgiving,” Alex Schmelkin, co-founder and president of Alexander Interactive, which helps companies build online businesses, tells DailyFinance. “And they have to extend the same discounts online to their brick-and-mortar stores.”
That wasn’t always the case. In years passed, there was a lack of pricing consistency between merchants’ e-commerce businesses and their stores. Read more…
By Billie Nguyen on 19-11-2011
Tagged Under : Shares
Dunkin Brands Group, which began selling stock to the public in July, said yesterday that certain stockholders will offer 22 million shares of common stock at $25.62 per share -Wednesdays closing price.
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