Easy FinanceA complete Up-to-date source for business news, finance news

Ready to start your own business?

I’m a firm believer that not much is required to start your own business.

You really just need to get out there and start making sales.

A business just needs customers.

You can even start a business with no money.

But there are a few things you should consider doing before you start your own business. Let’s look at a few.

If you’re planning to start a service business, it’s probably a good idea to brush up on the basic fundamentals of your craft. For instance, if you’re planning on starting a t-shirt design company, it would be helpful to take a course on Photoshop or other design software.

Miranda Marquit, freelance writer here at PT Money, recommends that anyone wanting to start their own freelance writing business should take a writing class. She recommends a community education class on writing or even auditing a writing class at a nearby college or university.

Not only will this help you improve your basic writing skills, but it may even lead to a few business contacts and potentially a few gigs.

In addition to looking for classes, you could also consider volunteering or interning for a company that already does the work that will be required in your business.

Gary Christensen, who started a delivery service, says that,

“[i]f you’re not sure what you want to do, start saving some money. Start putting

Read more…

Yorkshire Bank has improved its two year buy-to-let mortgage, making it one of the best options for buyers with a 20% deposit.

The two year deal, now priced at 5.29%, is the lowest rate in this sector at 80% loan-to-value and although there are no incentives on offer a low fee of £999 is payable.

The mortgage is also available from Clydesdale Bank.

Four out of five Moneyfacts stars have been awarded.

Find the best mortgage for you – mortgages

The ECB building in Frankurt, Germany. (Photo: AP)

In his most recent blogpost, liberal economist Brad DeLong writes that he has long criticized some of his more conservative peers for endlessly saying “the time is always 1931 and that we are always Austria,” referring to Creditanstalt, the Austrian bank whose bankruptcy is widely held to have led to the domino-like bank failures of the 1930s Great Depression.

Reacting to the current crisis in Europe, DeLong, a U.C. Berkeley professor and former Clinton administration Treasury official, rather frantically admits we’ve arrived in Austria in 1931. His s

Read more…

The features of Roth IRA make it favorable for the average American. The prime benefit that a Roth IRA offers is that it taxes the account holder at the time of contributions itself; such that the fund then grows unaffected by taxes. Roth IRA would be the most apt choice for graduates, fresh out of college or high school. These individuals, if they start investing in Roth IRA, right from the start of their career, will be greatly benefited as they pay off taxes when the rates are reasonable avoiding the burden of paying higher taxes in the future. In addition to this, a Roth IRA gives its investors the freedom to make withdrawals as and when they need. Qualified withdrawals can be made without paying any taxes. Turn to the page roth-ira.org and learn more about Roth IRA.

Roth IRA is available to only a select group of individuals, so before you decide to invest in it, make sure, you are eligible to do so. Read more…

In the last two days I have received three books from Wiley. All three look like great reads. They are (all s)…

Great read so far. I’ll review once I’m finished (hopefully Friday).

Ken Fisher’s latest. Looks interesting.

Again, another interesting-looking read.

I look forward to reading them all. Fortunately, all of them are fairly short. I like that Wiley is sending me these kinds of books. I enjoy

Read more…