The New York Times reports that although women are still slightly in the minority among global Web users, they are closing ground with men and, once connected, spend about two more hours online a month on average.
According to data from comScore, females exceed males particularly in communications, devoting about one-third of their online time to social networking, instant messaging and e-mail messages compared with about one-quarter for men. Women 45 and older exhibited the greatest growth in social networking.
Women also outpace men in photo sharing and shopping, and in what may come as a surprise, gaming, favoring casual puzzle, card and board games.
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By Christopher Odonnell on 10-08-2010
Brent Hunsberger, The Oregonian
Follow Share this story Story tools New research from investment-rating service Morningstar adds to the growing body of evidence that mutual fund expenses really, really help in predicting returns.
From Russel Kinnel, the publication’s director of mutual fund research:
If there’s anything in the whole world of mutual funds that you can take to the bank, it’s that expense ratios help you make a better decision. In every single time period and data point tested, low-cost funds beat high-cost funds. To see the results, click here.
Expense ratios are strong predictors of performance.
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As more and more people in the UK continue to struggle with their monthly budgets a number are now starting to look at consolidation loans as a means of taking away some of the short-term pressure. But do consolidation loans actually work?
The idea behind a consolidation loan is that all of your debts are rolled up into one single loan arrangement which will be extended over a longer period thereby reducing your monthly payments and, in theory, reducing the immediate pressure.
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By Devin Reese on 09-08-2010
Mortgage fraud is spreading its tentacles in the financial sector since late 90’s. It is damaging the market as well as ruining the life of many home buyers. People involved with mortgage scam often tamper with the sensitive information and present fraudulent documents in order to deceive the consumers. With fiscal breakdown, the small companies are striving to fill their pockets. As a result, the mortgage market is over-crowded with shady people. Under the circumstance, when you take up a mortgage plan make sure that you are aware of all the tricks a scam company would employ. S Read more…
It has been revealed that more than a third of charities in the UK have no cash reserves to fall back upon and will need to introduce massive cost savings in the short term. Indeed there are fears that many charities in the UK will actually fold over next couple of years. However, plans by the UK government to “redistribute power” from the state to individuals could place more pressure upon the charities sector.
While the idea of the “Big Society” does have great merit there is some confusion as to where the funding for these particular plans will come from. At a time when the UK government is slashing budgets in every single governmental department it is difficult to see how they could increase spending on the voluntary and charitable sectors.
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